opinions on renter's insurance?

[xatalantax]

do you have it? if you're happy with it where did you get it?

I just did a little google searching but I ended up with hundreds of hits for individual providers, and what I really need is a general information page which I failed to find.

Comments

[cassel.livejournal.com]

USAA provides me with renter's insurance, and I've been happy with it so far.

BTW, your clock is wrong.

[atalanta.livejournal.com]

actually it's set fast on purpose :)

[cassel.livejournal.com]

ah, that explains it.

[liza.livejournal.com]

I applied online to a bunch of random companies and only one responded, so that's what I went with.

I can't say exactly how they are since we thankfully haven't needed to put in a claim, but they use email, so that's a plus.

http://www.htinsure.com/

[silentq.livejournal.com]

I've had Liberty Mutual since I moved here, the premiums are okay, they're nice on the phone, they give discounts for fire extinguishers, and will give you a package deal with car insurance if you need it. Haven't had to file a claim, though.

[hellocatgirl.livejournal.com]

We have renters insurance with Liberty Mutual and I think we pay $99 a year for it. Militart and I also get our car insurance through them so I think we got deal because of that.

[cyclotron.livejournal.com]

I have been renting since 1988 - never had it. Never needed it.

[frederic.livejournal.com]

Ditto on SilentQ and Hellocatgirl. Dirtyknees and I both use Liberty Mutual for renter's (or the condo form of it though I used the renters before) as well as both our auto.

My brother had his place cleared out when he was living in Manhattan. He was pleased with the insurance's coverage.

[frederic.livejournal.com]

Ditto on SilentQ and Hellocatgirl. Dirtyknees and I both use Liberty Mutual for renter's (or the condo form of it though I used the renters before) as well as both our auto.

My brother had his place cleared out when he was living in Manhattan. He was pleased with the insurance's coverage.

[zwieblumen.livejournal.com]

We have Liberty Mutual as well for Home Owners. They where the nicest on the phone, and also happened to be the cheapest. They are giving us a discount on both the home owners and the car once we switch the car insurance over to them. Getting a Huge price break compared to anyone else. Have not filed a claim yet either though, so can't comment on that.

[sbazzy.livejournal.com]

if the company mrzero uses for car insurance does renter's insurance, use them. pretty much all companies give you discounts for multiple policies.

[jasonlizard.livejournal.com]

I use Metpay and they're pretty good. They replaced my snowboard last year when it was stolen. The deductible is $250 and it's about $10 a month for $10k in coverage. They also insure my car and I do receive some kind of multiple policy discount which just about covers the cost of the insurance. So it's almost free. They hook you that way.

[canongrrl.livejournal.com]

just to add the big ditto ot this, it saved me about 20% since I have my car and house insurance through commerce. The cost depends on what price level you insure your place at.

I've never had to file a claim, but I do know that if anything ever happened, I could replace my stuff without major worry.